Man smiling after selling his structured settlement payments

Sell Your Structured Settlement Payments for Cash Now

Did you know you can sell all or a portion of your structured settlement payments for cash? Contact one of our representatives to learn how.

Request a Quote:

Complete this short form below for a FREE QUOTE.
I understand that J.G. Wentworth or a related or unrelated company may contact me by email or phone to discuss my inquiry.

Structured Settlement Funding FAQ

What is a structured settlement?
A structured settlement is a settlement of claims or lawsuits by means of periodic payments. It is an agreement that is usually made between a victim of a car accident or medical malpractice and an insurance company. The victim will usually receive periodic payments from the insurance company given out over a certain period of time.

Why do people decide to sell their structured settlements?
There are a wide range of reasons why people choose to sell their structured settlement payments. There may have been a point when the money they were receiving from the structured settlement payments once met all their needs, but then those needs began to change. Maybe their medical bills became higher than they ever thought they would be. Maybe they want cash to invest in a new business, buy a home, or help a loved one. Ultimately, it doesn't matter what the reason is. Customers decide they cannot wait anymore to receive these future payments, and would like money now.

Who is J.G. Wentworth?
J.G. Wentworth is among the nationwide leaders in paying cash for structured settlement payments. For over two decades, they have been buying structured settlement payments, and have bought over $4 billion in such payments. Fill out the Free Quote Form or call one of the members of our great team at J.G. Wentworth at 1-866-576-2909.

How does the process of selling my structured settlement payments for cash work?
After you make contact with a J.G. Wentworth account representative, he or she will thoroughly discuss your financial situation with you, get to know your specific needs, and patiently and thoroughly answer all of your questions. If you are eligible, we will then make an offer on your future payments, in exchange for cash. If you agree to the terms a process begins in which J.G. Wentworth examines your official structured settlement documents and attends to a few legal considerations. The process of selling future structured settlement payments for cash varies from state to state, but generally takes between 60 and 90 days.

How much money can I get for my structured settlement payments?
That's a complicated question that depends on a number of different factors. These include: how much money you receive on a regular basis, how long these payments are scheduled to be received, and whether you are also scheduled to receive any larger sums in the near or distant future. Every customer is different, which is why the J.G. Wentworth representative will talk to you directly to assess your unique situation.

What if I don't want to sell my entire structured settlement payment? Can I just sell a portion of it and still keep getting some income?
Yes, you can. J.G. Wentworth is not an "all or nothing" structured settlement buyout company. If you need structured settlement funding, but do not want to sell your entire plan, J.G. Wentworth can, under the right conditions, make a partial purchase of your structured settlement payments. In these circumstances, you sell off a portion of your future payments in exchange for a lump sum of cash, thereby enabling yourself to receive both cash now and a portion of your future payments.

How do I get started?
Simply fill out the Free Quote Form or call one of the members of our great team at J.G. Wentworth at 1-866-576-2909.